Fraud Charges – Peel Region Criminal Defence Lawyers

Fraud is a serious criminal offence under Canadian law. Whether you’re accused of misusing a credit card, submitting false documents, or participating in a complex financial scheme, a fraud conviction can lead to jail time, a permanent criminal record, and long-lasting damage to your personal and professional reputation.

At GS Associates, we represent individuals and professionals charged with all levels of fraud offences across Mississauga, Brampton, and the Peel Region. We understand the legal, financial, and reputational stakes—and we provide discreet, strategic defence from day one.

What Is Fraud?

Under Section 380(1) of the Criminal Code of Canada, fraud occurs when someone:
“…by deceit, falsehood, or other fraudulent means, defrauds the public or any person of any property, money, valuable security or service.”
Intent—not just the outcome—is what matters. You can be charged even if no one actually lost money, as long as the intent to deceive or gain unlawfully can be proven.

Types of Fraud Offences We Defend

1. Fraud Under $5,000

Typically involves small-scale, individual financial misconduct:

• Credit card fraud
• Shoplifting by refund scheme
• Use of forged cheques or false invoices
• Lying to gain financial benefits (e.g., welfare, CERB, EI)

Penalties: Up to 2 years (summary) or up to 2 years less a day (indictable)

2. Fraud Over $5,000

Larger-scale frauds often involving multiple victims or institutions:

• Insurance fraud
• Bank or loan fraud
• Online scams
• Real estate or investment fraud
• Corporate embezzlement
  

Penalties:

• Maximum 14 years imprisonment
• Mandatory minimum of 2 years if the fraud involves public trust, significant planning, or victims who are vulnerable

3. Identity Fraud / Identity Theft

Using someone else’s personal information to commit fraud (e.g., open accounts, apply for credit, or misrepresent identity)

4. Mortgage Fraud / Financial Institution Fraud

Misrepresentation of assets, income, or identity to secure loans or properties

5. Corporate or Employment-Related Fraud

Misappropriation of funds, billing schemes, unauthorized transfers, or falsification of company records

Consequences of a Fraud Conviction

A fraud conviction can result in:

• Imprisonment (especially over $5,000 or with aggravating factors)
• Restitution orders and seizure of assets
• Criminal record (impacting employment, licensing, immigration)
• Loss of professional designations (accountants, bankers, insurance professionals, etc.)
• Travel bans—especially into the United States

How GS Associates Can Defend Your Case

We take a proactive, evidence-driven approach to defending fraud allegations. Our team will:

• Analyze financial documents, correspondence, and digital evidence
• Challenge whether deceit or intent to defraud actually existed
• Examine the actions of co-accused or third parties
• Explore options for withdrawal, reduced charges, or non-criminal resolutions (e.g., peace bonds, diversion, restitution agreements)
• Where necessary, fight the charges at trial with a forensic and strategic defence
  

We work discreetly to protect your reputation while mounting a strong legal defence.

Facing Fraud Allegations as a Professional?

If you’re a financial advisor, insurance broker, real estate agent, or corporate employee, a fraud charge may jeopardize your licensing, career, and immigration status. Early intervention by a skilled criminal defence lawyer can help protect both your freedom and your future.

Charged with Fraud? Time is Critical.

Fraud investigations are often long and complex—but once charges are laid, the consequences move fast. Don’t wait to secure legal protection.

Contact GS Associates today for a confidential consultation. We’ll evaluate your case, explain your options, and help you fight to avoid a conviction and criminal record.